The Smith Manoeuvre Experts in Vancouver
Build Wealth Faster With Your Mortgage: The Smith Manoeuvre Experts in Vancouver
For many Vancouver homeowners, the mortgage is their biggest financial commitment. For others, it’s an untapped opportunity. Whether your goal is to ease the weight of monthly payments, accelerate your path to being mortgage-free, or make your wealth work harder through tax-efficient strategies, your mortgage can become more than just a debt—it can be a tool for financial growth.
At Arc Mortgage, we specialize in the Smith Manoeuvre, a proven Canadian strategy that transforms traditional mortgages into wealth-building engines. We work with homeowners across the spectrum—from first-time buyers to established investors, to turn financial goals into a clear, actionable plan. It’s about creating freedom, confidence, and long-term security, no matter where you’re starting from
Wealth Accelerators
Smarter Strategies for Faster Results
Cash Damming
Cash Flow Diversion
Debt Swap
Your Mortgage Financial Freedom
As a homeowner in British Columbia with a mortgage, you have a unique opportunity to enhance your financial outlook through a strategic restructuring. The Smith Manoeuvre, a proven debt conversion strategy, enables you to transform your BC mortgage into a more financially advantageous tool by converting your mortgage interest into tax-deductible investments. This approach is specifically designed to help you maximize your wealth and reduce non-deductible debt over time.
By incorporating the Smith Manoeuvre you can potentially increase your investment portfolio while ensuring that your mortgage works harder for you. This BC mortgage strategy allows you to build wealth steadily and secure a stable financial future, giving you more control over your finances. With expert guidance from the certified professionals at ARC Mortgage, you'll be able to seamlessly implement this debt conversion strategy, aligning your mortgage with long-term financial growth.
Most frequently asked questions about the Smith Manoeuvre
Smith Manoeuvre: Choosing the Right Mortgage Product
Is the Smith Manoeuvre Legal?
Do all banks in Canada offer readvanceable mortgage product?
Maximize Your Wealth
Learn to convert your mortgage interest into tax-deductible investments and secure a stronger financial future with expert guidance from certified professionals at ARC Mortgage.
Learn to convert your mortgage interest into tax-deductible investments and secure a stronger financial future with expert guidance from certified professionals at ARC Mortgage.
Top Reasons to Choose Arc Mortgage for Implementing the Cash Damming Strategy in Canada
Homeowners with rental properties often wonder how to make their income and debt work smarter. That’s where the Cash Damming strategy comes in—a proven method to pay off your home mortgage faster while turning your mortgage on your principal residence into a tax deductible debt.
But doing it right takes the right setup and expertise. Here’s why Arc Mortgage, led by Martine Perron, is Canada’s top choice for making Cash Damming simple, safe, and effective.
1. Certified Expertise You Can Trust
Martine Perron is a Smith Manoeuvre Certified Mortgage Professional, trained in every part of the Cash Damming process. Her deep understanding ensures your structure follows CRA guidelines and maximizes your deductions safely.
2. Proven Savings and Real Results
Arc Mortgage clients often save 10–15 years off their mortgage and hundreds of thousands in non-deductible interest. One family improved their monthly cash flow by $2,300 after Martine restructured their mortgage and HELOC.
3. Simple Visual Systems That Make It Click
Most people find this strategy confusing—until Martine explains it. Her custom flow diagrams show exactly how money moves from your rental to your mortgage to your HELOC. It finally makes sense.
4. Seamless Collaboration With Your Accountant
Cash Damming is powerful, but tax rules matter. Martine works directly with your accountant to keep everything clear, compliant, and optimized, so your tax returns stay clean and your savings stay real.
5. Personalized Plans for Every Investor
Every client’s cash flow and comfort level are different. Martine builds custom systems that match your goals—whether you own one rental or several—and makes sure you’re confident every step of the way.
6. Ongoing Support for Long-Term Success
Setting up the strategy is just the beginning. Arc Mortgage checks in regularly to fine-tune your system as your equity grows, ensuring your Cash Damming plan keeps performing year after year.
The Cash Damming strategy can transform how you manage your mortgage and rental income, but only if it’s done right. With Martine Perron and Arc Mortgage, you get expert guidance, practical tools, and long-term support to help you save faster, invest smarter, and build lasting wealth