Top Reasons to Choose Arc Mortgage for Implementing the Cash Damming Strategy

If you own a rental property and a home, you’ve probably heard about the Cash Damming strategy, a smart way to turn your rental income into a tool that helps pay off your mortgage faster while making your rental expenses tax-deductible. But knowing the idea and applying it correctly are two very different things. Here’s why Arc Mortgage, led by Smith Manoeuvre-certified broker Martine Perron, is Canada’s best choice for implementing this wealth-building strategy.

9/22/20252 min read

Top Reasons to Choose Arc Mortgage for Implementing the Cash Damming Strategy on Your Mortgage in Vancouver, BC, Canada.
If you own a rental property,or more, and a home, you’ve probably heard about the Cash Damming strategy, a smart way to turn your rental income into a tool that helps pay off your mortgage faster and converting your mortgage on your principal residence into a tax deductible debt.
But knowing the idea and applying it correctly are two very different things. Here’s why Arc Mortgage, led by Smith Manoeuvre certified broker Martine Perron, is Vancouver’s best choice for implementing this wealth-building strategy.

1. Proven Expertise in Advanced Mortgage Strategies

Most brokers stop at the rate. Martine goes deeper, she specializes in the Smith Manoeuvre and Cash Damming, giving homeowners a plan that builds wealth, not just a loan that pays bills.

2. Real Results That Save Clients Thousands

Clients regularly save 10 to 15 years of amortization and hundreds of thousands of dollars in non-deductible interest. One family in North Vancouver freed up over $2,300 a month in cash flow through Martine’s guidance.

3. Clear Visuals and Step-by-Step Guidance

Arc Mortgage uses simple flow diagrams and personalized reports that show exactly how your money moves each month, so you always know what’s happening with your mortgage, HELOC, and rental accounts.

4. Collaboration with Your Accountant

Tax efficiency is only powerful when it’s done right. Martine works directly with your accountant to make sure your deductions and interest tracking are clean, compliant, and optimized.

5. Tailored to Your Comfort Level

Not every investor wants the same level of complexity. Martine adjusts the strategy to fit your risk tolerance, property goals, and income flow, so it’s practical for your lifestyle.

6. Support Beyond the Setup

Once your system is in place, Arc Mortgage continues to support you with check-ins, refinance reviews, and annual optimization sessions to ensure your plan keeps performing.

7. Tools That Simplify Your Finances

Clients gain access to step by step plan and tracking sheet designed to show how each pre-payment, rental deposit, and HELOC draw improves their financial position.

8. Aligned with CRA-Compliant Rules

Many Canadians worry about doing it “wrong.” Martine ensures your setup follows CRA guidelines for deductible interest and maintains clear records for your tax filings.

9. A Trusted Network of Professionals

Arc Mortgage partners with accountants, wealth advisors, and real estate professionals who understand the strategy, creating a complete financial ecosystem around your mortgage.

10. A Mission Focused on Your Freedom

Martine’s vision is simple: A Canada where every homeowner uses their mortgage to build wealth. She’s not just offering products, she’s empowering families to take control of their financial future.

Choosing Arc Mortgage means choosing strategy, education, and partnership. Martine Perron doesn’t just help you get a mortgage, she helps you use it as a tool for freedom.
That’s why more investors and homeowners across Canada trust Arc Mortgage to make Cash Damming simple, safe, and successful.