How One Smart Move Saved a Family $271,000

Negative Cash Flow on a Rental Property? You are not alone! 80% of Landlord in BC are in the same situation.

This simple shift saved Sarah’s family $271,000, without spending a single extra dollar. Here's how.

Sarah’s family owns a $2M primary residence with a 1.4M mortgage on it and a rental property that brings in $2,500/month, but costs $2,800/month to operate.

We applied a strategy called "Cash Damming"—a twist on the Smith Manoeuvre.
By rerouting rental income through their personal mortgage first, then paying rental expenses from a re-advanceable line of credit, the results were jaw-dropping.
After 5 years, here’s the difference:
- Amortization reduced by 10 years instead of 5,
- This represents savings of interest over $271,000
- Remaining mortgage balance after the 5 year term dropped by an additional $166,395
- Tax deductions? Significantly improved
And they didn’t spend a single extra dollar…

No lifestyle change. No extra spending. Just a smarter setup.

If you’re a realtor working with investors, or someone who owns a rental. this is worth exploring.
Complete the form here so we can contact you : https://docs.google.com/forms/d/e/1FAIpQLSdTIUBPUrITFphO9qTAN_icufUseeWxzMxE87NGCAND9UnOqg/viewform?usp=sharing&ouid=105423905841824604712
Let’s make your mortgage (and rental income) work harder for you 💪
#SmithManoeuvre #CashDamming #MortgageStrategy #RealEstateInvesting #Realtors #WealthBuilding hashtag#TaxEfficiency #RentalProperty#ArcMortgage